While reading the news online last week I came across an article near and dear to my heart: How (and Why) to Buy Travel Insurance in the New York Times. This is something we deal with all of the time. We highly recommend that our guests purchase a travel insurance policy for their Belize vacation, and as a result many of them do. However, if someone has a problem and they didn’t buy a policy, it’s really a bummer for both us and for them. People with insurance that call with a problem are calm and practical. People without insurance that call us with a problem are upset and emotional. The second set of callers are no fun to talk to. This is why we recommend it so strongly, both on the phone and on our website. We simply wish to avoid hysterical calls like the few we get, when someone is finding out they are going to miss the boat to the island and they neglected to buy insurance because “I have never needed it before”.
The peace of mind alone is worth the cost. I was in Australia in September of 2001. When the World Trade Center towers came down in the middle of the biggest (and most expensive) vacation of my life, I was of course freaked out like every other American was, but at least I wasn’t worried about unexpected costs if I got stranded over there. I had taken my own advice and purchased trip insurance.
This article lays out the top tips for buying travel insurance from a travel insurance expert. His advice is simple and no-nonsense. Please read the article and make a personal resolution to buy trip insurance on your next vacation, especially if you are paying for most of your vacation up-front.
[photo – Kim Finvers]